TAYLOR MORRISON'S WEBSITE
PRIVACY POLICY
Taylor Morrison, Inc. and its subsidiaries and affiliates (collectively referred
to as "Taylor Morrison") provide information to the homebuying
public, REALTORS®, other real estate brokers, trade partners and other users
of the Internet regarding Taylor Morrison's communities, homes, financial services
and other related products and services through the Web Site at www.taylormorrison.com
(the "Web Site"). Your privacy is important to us, as well as to
our respective subsidiaries and affiliates (collectively, "we,"
"us" or "our") and we are committed to protecting
the privacy of its customers and potential customers. To demonstrate this commitment,
Taylor Morrison has created this Web Site privacy policy (the "Privacy Policy")
governing Taylor Morrison's use of the information that is collected through the
Web Site. By accessing and viewing the Web Site, you agree to the terms and conditions
of this Privacy Policy. This Privacy Policy shall apply only to individual consumers
and solely to information collected by this Web site. This Privacy Policy became
effective as of March, 2008 ("Effective Date"), applies to personal
and financial information submitted on this Web site on or after the Effective Date
and remains subject to change in Taylor Morrison’s sole discretion.
Please note that Taylor Morrison and/or its affiliates may have separate privacy
policies concerning information obtained through means other than the Web Site.
In addition, Taylor Morrison Home Funding maintains a separate privacy
policy.
Collection of Information: Even if you
do nothing during your visit to the Web Site other than browse through the Web Site
and read the information contained on the web pages, Taylor Morrison will nevertheless
gather certain information about your visit automatically. This information does
not identify you personally, but may, for example, reflect how you found or were
directed to or used the Web Site. In addition, you may at your option provide personal
identification or other information through the Web Site (for example, by way of
your explicit request that Taylor Morrison send you requested information via e-mail
or regular mail). It is possible, too, that your REALTOR®/Real Estate Agent
may provide us with personal information concerning you or the Taylor Morrison communities
and homes in which you are interested.
Taylor Morrison gathers your IP address when you use any portion of the Web Site.
Taylor Morrison also collects the name and URL of the Web Site that you visited
immediately preceding your visit to the Web Site. Taylor Morrison uses this information
on an aggregate basis to better understand Taylor Morrison's prospective customers
and homebuyers, and Taylor Morrison may disclose this information to business and
trade partners on an aggregate basis. Taylor Morrison also uses "cookies"
to store your preferences in order to make your use of the Web Site more productive.
Cookies are small files created by Web Sites that reside on your computer's hard
drive and store information about your use of a particular web site.
Taylormorrison.com utilizes browser cookies to advertise to our Web Site's prospects
across the Internet. We collect Non-Personally Identifiable Information about your
visits to our Web Site and your interaction with our products and services. The
anonymous information is collected through the use of a pixel tag, which is industry
standard technology used by most major web sites. No Personally Identifiable Information
is collected during this process. If you do not want taylormorrison.com to collect
this information, you may opt out of the service at any time. Opting out will not
in any way affect your use of our site. To Opt-out, please
click here.
In addition, you may opt out at any time by clicking on the link found in any of
our e-mailed communications sent based on your prior request or by contacting our
Privacy Administrator as indicated below.
Disclosure and Use of Information: Taylor
Morrison uses your contact information to respond to your requests for information
or service, for general record-keeping purposes and to otherwise contact you about
promotions and available products or services or, in unlikely circumstances, to
contact you regarding product recalls. More specifically, Taylor Morrison may use
your contact information to mail you Taylor Morrison's newsletter, Neighbor to Neighbor,
or other promotional material or notification of special offers. Using your contact
information, Taylor Morrison may also send you e-mail messages under the following
circumstances, among others:
- to respond to an inquiry or request for information;
- to thank you for contacting Taylor Morrison;
- to welcome you to Taylor Morrison and to its products and services;
- to explain new product offerings and features of our services;
- to notify you of special promotions;
- to communicate with you after the purchase of a home about your home and your use
of our related
services; and
- to contact you after the purchase of a home regarding warranty services
Taylor Morrison does not sell, rent, share or otherwise disclose mailing lists or
other personal information obtained through the Web Site to or with any non-affiliated
companies. However, your contact information may be available or provided to third-party
service providers and contractors (such as the Web Site developer) that are contractually
obligated to protect your information as disclosed in this Privacy Policy. In order
to maintain accurate records concerning communications that Taylor Morrison may
have received from or sent to you, Taylor Morrison may also indefinitely store any
information that you provide to Taylor Morrison through the Web Site.
Requests for Services: You may request
information regarding specific Taylor Morrison' communities, homes, financial services
and other related products and services through the Web Site by submitting the requested
contact information. You may not, however, purchase a home or any service directly
through the Web Site. Any home warranty service request submitted through the Web
Site is merely a request for a Taylor Morrison representative to contact you regarding
such services.
Requests for Mortgage Information: You
may request information regarding the availability of home mortgage programs offered
by Taylor Morrison Home Funding through the Web Site by submitting the requested
contact and financial information. Any information you submit to the Web Site in
connection with your request for mortgage information will be forwarded directly
to the appropriate Taylor Morrison Home Funding affiliate, which will respond to
your request or have a representative of Taylor Morrison Home Funding contact you.
Taylor Morrison will not use or disclose the information you submit through the
Web Site in connection with a request for mortgage information to any party other
than Taylor Morrison Home Funding. Please refer to the separate Privacy Policy for
Taylor Morrison Home Funding.
Third-party Web Sites: The Taylor Morrison
Web Site contains references to products of other companies and links to other web
sites, including Web Sites that are not maintained or controlled by Taylor Morrison.
The links to those other web site are placed for your convenience only, and do not
comprise any warranty or endorsement on the part of Taylor Morrison as to the companies,
products, services, information or programs associates with these Web Sites. Similarly,
Taylor Morrison makes no warranty or endorsement of non-affiliated companies and
products that appear on this Web Site. Taylor Morrison is not responsible for the
privacy practices of such other web sites, and you are encouraged to review their
privacy policies and terms of use. The fact that a link to a third-party web site
exists on the Taylor Morrison Web Site does not mean that the third-party site operates
under the same or similar privacy practices as set forth in the Taylor Morrison
Privacy Policy.
Security Precautions: Taylor Morrison
takes precautions to protect data and information under its control from misuse,
loss or alteration. Taylor Morrison' security measures include industry-standard
technology and equipment to help protect your information, and Taylor Morrison maintains
security measures to allow only the appropriate personnel and contractors access
to your information. Unfortunately, no system can ensure complete security, and
Taylor Morrison disclaims any liability resulting from use of the Web Site.
Notification of Changes: If Taylor Morrison
changes its Privacy Policy, the changes will be posted on the Web Site. If at any
time Taylor Morrison decides to use or disclose a user's personally identifiable
information in a manner different from that stated at the time it was collected,
Taylor Morrison will notify affected users by e-mail. Taylor Morrison will otherwise
use and disclose a user's personally identifiable information in accordance with
the Privacy Policy that was in effect when such information was collected.
Exceptions: Other than as set forth
above, Taylor Morrison will not otherwise use or disclose any of your personal information
except to the extent reasonably necessary to: (i) process your information and to
correct technical problems and malfunctions in the Web Site or the computer systems
supporting the Web Site; (ii) protect the security and integrity of the Web Site;
(iii) protect the rights and property of Taylor Morrison and others; (iv) take precautions
against liability; (v) respond to claims that your information violates the rights
and interests of third-parties; (vi) respond to judicial or administrative process
or otherwise comply with applicable law; and (vii) to assist law enforcement agencies
in connection with investigations or matters related to public safety.
Changes to Your Information: You may
change or update information you previously provided to Taylor Morrison by contacting
the Taylor Morrison Sales & Marketing Department via e-mail at
webmaster@taylormorrison.com or regular mail at Corporate Office 4900 N.
Scottsdale Road, Suite 2000 Scottsdale, AZ 85251 480-840-8100.
Stopping E-mails and Promotional Materials:
You may elect to "opt out" of the Taylor Morrison e-mail system by affirmatively
choosing to do so at
http://www.taylormorrison.com/OptOut.aspx.
You may also stop e-mail messages and other promotional mailings by contacting the
Taylor Morrison Privacy Officer by e-mail at
privacy_officer@taylormorrison.com or by regular mail addressed to Privacy
Officer, Taylor Morrison, 4900 N. Scottsdale Road, Suite 2000 Scottsdale, AZ 85251
480-840-8100. Please visit the Taylor Morrison Home
Funding's Privacy Policy to opt out of Taylor Morrison Home Funding emails and promotional
material.
Questions or Comments: Regarding the
Privacy Policy Questions or comments concerning Taylor Morrison' Privacy Policy
may be directed to the Taylor Morrison Privacy Officer by e-mail at
privacy_officer@taylormorrison.com or by regular mail addressed to Privacy
Officer, Taylor Morrison, 4900 N. Scottsdale Road, Suite 2000 Scottsdale, AZ 85251
480-840-8100.
(Protection of the Privacy of Personal Non-Public Information)
(Effective as of 1/1/05 and subject to change.)
Respecting and protecting customer privacy is vital to Taylor Morrison Home Funding's
business. By explaining the Taylor Morrison Home Funding Privacy Policy to you,
we trust that you will better understand how we keep our customer information private
and secure while using it to serve you better. Keeping customer information secure
is a top priority, and we are disclosing our policies to help you understand how
we handle the personal information about you that we collect and disclose. This
notice of the Taylor Morrison Home Funding Privacy Policy explains how you can limit
our disclosing of personal information about you. The provisions of this notice
will apply to former customers as well as current customers unless we state otherwise.
Please refer to the terms and conditions of the separate Privacy Policy maintained
by our affiliate Taylor Morrison, Inc., which is also found on this Web Site.
The Taylor Morrison Home Funding Privacy Policy
explains the Following:
- Protecting the confidentiality of our customer information.
- Who is covered by the Taylor Morrison Home Funding Privacy Policy.
- How we gather information.
- The types of information we share, why, and with whom.
- Opting Out - how to instruct us not to share certain information about you or not
to contact you.
Protecting the Confidentiality of Taylor Morrison
Home Funding's Customer Information: We take our responsibility to protect
the privacy and confidentiality of customer information very seriously. We maintain
physical, electronic, and procedural safeguards that comply with federal standards
to store and secure information about you from unauthorized access, alteration,
and destruction. Our control policies, for example, authorize access to customer
information only by individuals who need access to do their work.
From time to time, we enter into agreements with other companies to provide services
to us or make products and services available to you. Under these agreements, the
companies may receive information about you but they must safeguard this information,
and they may not use it for any other purposes.
Who is Covered by the Taylor Morrison Home Funding
Privacy Policy: We provide our Privacy Policy to customers when they
conduct business with our company. If we change our privacy policies to permit us
to share additional information we have about you, as described below, or to permit
disclosures to additional types of parties, you will be notified in advance. This
Privacy Policy applies to consumers who are current customers or former customers.
How Taylor Morrison Home Funding Gathers Information:
As part of providing you with financial products or services, we may obtain information
about you from the following sources:
- Applications, forms, and other information that you provide to us, whether in writing,
in person, by telephone, electronically, or by any other means. This information
may include your name, address, employment information, income, and credit references;
- Your transaction with us, our affiliates, or others. This information may include
your account balances, payment history, and account usage;
- Consumer reporting agencies. This information may include account information and
information about your credit worthiness;
- Public sources. This information may include real estate records, employment records,
telephone numbers, etc.
Information Taylor Morrison Home Funding Shares:
We may disclose information we have about you as permitted by law. We are required
to or we may provide information about you to third-parties without your consent,
as permitted by law, such as:
- To regulatory authorities and law enforcement officials.
- To protect against or prevent actual or potential fraud, unauthorized transactions,
claims, or other liability.
- To report account activity to credit bureaus.
- To consumer reporting agencies.
- To respond to a subpoena or court order, judicial process or regulatory authorities.
- In connection with a proposed or actual sale, merger, or transfer of all or a portion
of a business or an operating unit, etc.
In addition, we may provide information about you to our service providers to help
us process your applications or service your accounts. Our service providers may
include billing service providers, mail and telephone service companies, lenders,
investors, title and escrow companies, appraisal companies, etc.
We may also provide information about you to our service providers to help us perform
marketing services. This information provided to these service providers may include
the categories of information described above under "How We Gather Information"
limited to only that which we deem appropriate for these service providers to carry
out their functions.
We do not provide non-public information about you to any company whose products
and services are being marketed unless you authorize us to do so. These companies
are not allowed to use this information for purposes beyond your specific authorization.
Opting Out: We also may share information
about you within our corporate family of office(s). We may share all of the categories
of information we gather about you, including identification information (such as
your name and address), credit reports (such as your credit history), application
information (such as your income or credit references), your account transactions
and experiences with us (such as your payment history), and information from other
third parties (such as your employment history).
By sharing this information we can better understand your financial needs. We can
then send you notification of new products and special promotional offers that you
may not otherwise know about. For example, if you originally obtained a mortgage
loan with us, we would know that you are a homeowner and may be interested in hearing
how a home equity loan may be a better option than an auto loan to finance the purchase
of a new car.
You may prohibit the sharing of application and third-party credit-related information
within our company or any third-party company at any time.
Note for Joint Accounts:
Your Opt Out choices will also apply to other individuals who are joint account
holders. If these individuals have separate accounts, your Opt Out will not apply
to those separate accounts.
Changes to Your Information: You may
change or update information you previously provided to Taylor Morrison Home Funding
by contacting us via e-mail at
tmhfprivacy_officer@taylormorrisonhf.com, or by regular mail at TMHF's Corporate
Office at Taylor Morrison Home Funding, 555 Winderley Place, Suite 340, Maitland
FL 32751.
Stopping E-mails and Promotional Materials:
You may elect to "opt out" of the Taylor Morrison Home Funding e-mail system by
affirmatively choosing to do so at
http://www.taylormorrison.com/OptOutTMHF.aspx.
You may also stop e-mail messages and other promotional mailings by contacting the
Taylor Morrison Home Funding Privacy Officer via e-mail at
tmhfprivacy_officer@taylormorrisonhf.com, regular mail addressed to TMHF
Privacy Officer, Taylor Morrison Home Funding, 555 Winderley Place, Suite 340, Maitland,
FL 32751 or by calling us at 407-660-0090.
Taylor Morrison Home Funding is licensed in the
following states:
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ARIZONA
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Taylor Morrison Home Funding, LLC
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555 Winderley Place, Suite 340 Maitland, FL 32751
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Arizona Mortgage Broker
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License # MBBR-0909104 Responsible Individual Barbara Forsyth License #113723
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Taylor Morrison Home Funding, LLC
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9000 E. Pima Center Pkwy; Suite 350A, Scottsdale, AZ 85258
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Arizona Mortgage Broker
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License # (Branch #0113294)
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Taylor Morrison Home Funding, LLC
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3107 S. 99th Street Mesa, AZ 85212
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Mortgage Broker
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(Branch #0113086)
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CALIFORNIA
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Morrison Home Funding / MHF, Inc. d/b/a Taylor Morrison Home Funding
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1180 Iron Point Road, Suite 140 Folsom, CA 95630
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The license information telephone number of the California Department of Real Estate
is (213) 620-2072.
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California Department of Real Estate License #1808071
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Morrison Home Funding / MHF, Inc. d/b/a Taylor Morrison Home Funding
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1180 Iron Point Road, Suite 140 Folsom, CA 95630
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CA DRE Designated Broker's License
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CA DRE Designated Broker's License #1177636; Stephanie Marie Fuller
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Morrison Home Funding / MHF, Inc. d/b/a Taylor Morrison Home Funding
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15 Cushing, Ste. 101 Irving, CA 92618
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CA Department of Real Estate/ Salesperson
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CA DRE Salesperson's License #1845713
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COLORADO
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Taylor Morrison Home Funding
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555 Winderley Place, Suite 340 Maitland, FL 32751
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Colorado Supervised Lender's License
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CF-989574
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Ann Custard dba Taylor Morrison Home Funding
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1420 W. Canal Court, Suite 170 Littleton, CO 80120
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Mortgage Broker
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LMB100017625 (MB) CF-989574 Branch 001
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FLORIDA
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Taylor Morrison Home Funding
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555 Winderley Place, Suite 340 Maitland, FL 32751
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Mortgage Broker Correspondent Mortgage Lender
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MBBR-0113294 CLB0700161
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Taylor Morrison Home Funding
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501 North Cattleman Road, Suite 102, Sarasota, FL 34232
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Correspondent Mortgage Lender; Branch Office
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CLB0700150
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TEXAS
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Taylor Morrison Home Funding
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555 Winderley Place, Suite 340 Maitland, FL 32751
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Texas Entity Mortgage Broker License
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License # MB #68972 Laura Kunzweiler
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Taylor Morrison Home Funding
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5353 W. Sam Houston Parkway, Suite 190 Houston, TX 77041
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Texas Entity Mortgage Broker License
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License # MB #68972 Laura Kunzweiler
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Taylor Morrison Home Funding
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805 Las Cimas Parkway, Suite 350, Austin, TX 78746
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Texas Entity Mortgage Broker License
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License # MB #68972 Laura Kunzweiler
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Questions or Comments: If you have any
questions or comments regarding the Taylor Morrison Home Funding Privacy Policy
, your questions and comments may be directed to the Taylor Morrison Home Funding
Privacy Officer by contacting us via e-mail at
tmhfprivacy_officer@taylormorrisonhf.com, regular mail addressed to TMHF
Privacy Officer, Taylor Morrison Home Funding, 555 Winderley Place, Suite 340, Maitland,
FL 32751 or by calling us at 407-660-0090.