Improving My Credit
If you have experienced a credit issue, it may impact your ability to purchase a new home. Your credit profile is very important in the home buying process. A higher score may allow you to secure a lower interest rate which can save you money or help you afford a home. But what do you do if your credit has blemishes? One of the first things to do is review a copy of your credit report to ensure it is error free. If you find something on your credit report that is not accurate, you can dispute that issue and after showing proof of the error, your score may be corrected. It's obvious, but staying current on your bills is very important. If you are late with a payment, even once, it can negatively impact your credit score.
At Taylor Morrison, we offer a program called ARO (Able Ready Own)
. This is not a credit repair program. Instead, a Taylor Morrison Home Funding representative works with you on suggestions to improve your credit score. You may also find out you do not need the ARO program at all and you are ready to proceed with the purchase of your home.
The ARO program is another way Taylor Morrison and Taylor Morrison Home Funding work together to assist buyers in making a home purchase. Your sales associate can put you in touch with a Taylor Morrison Home Funding ARO coordinator.
Whoa! This is over my head, take me to Homebuying 101.