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Look-up a term: GLOSSARY:
  • Joint Tenancy (with Rights of Survivorship) two or more owners share equal ownership and rights to the property. If a joint owner dies, his or her share of the property passes to the other owners, without probate. In joint tenancy, ownership of the property cannot be willed to someone who is not a joint owner.
  • Judgment a legal decision; when requiring debt repayment, a judgment may include a property lien that secures the creditor's claim by providing a collateral source.
  • Jumbo Loan or non-conforming loan, is a loan that exceeds Fannie Mae's and Freddie Mac's loan limits. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
  • Jump Ducts A popular method for improving energy efficiency, jump ducts help balance air pressure in your home. This helps keep air from escaping, reducing the amount of power used for heating or cooling.