
Savings in the Southern California area
We have exclusive savings and reduced rates available whether you're looking to make a move quickly or want to build a home from the ground up.
Lower your rate for the first 5 years
Secure an FHA 5/1 Adjustable Rate Mortgage. Enjoy a starting rate of 3.875% / 5.752% APR for the first 5 years of your loan. Beginning in year 6, your rate will adjust annually based on market changes when using Taylor Morrison Home Funding, Inc. Rate subject to change.
3.875% /
5.752% APR
Lower your rate for the first 5 years
Secure an FHA 5/1 Adjustable Rate Mortgage. Enjoy a starting rate of 3.875% / 5.752% APR for the first 5 years of your loan. Beginning in year 6, your rate will adjust annually based on market changes when using Taylor Morrison Home Funding, Inc. Rate subject to change.
3.875% /
5.752% APR
Limited Time Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.875% / 5.752% APR (“Promotion”) valid on new home contracts entered as of 9/16/26 - 9/30/26 (“Promotion Period”) on select Southern California Quick Move-in Homes that close on or before 10/23/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.752% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $450,000 and a loan amount of $441,849 including upfront FHA Mortgage Insurance Premium, 3.5% down payment and 640 median credit score. Available for FHA loan limits, owner-occupied only. The initial starting interest rate is 3.875% for 60 months. After the initial period, the variable interest rate and payment may adjust every twelve months and is subject to change based on the 30-Day Average Treasury Rate index and may be higher or lower after closing plus a margin of 2.00%. The maximum change in the interest rate is up to 1% at the first adjustment, up to 1% every twelve months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.875%) and your payment will increase. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd., Suite 550, Maitland, FL 32751. Licensed locations: AL: #8588 | AZ: #BK-0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: #MLD1920 | GA: #52654 | IA: #2026-0147 | ID: #MBL-2080008588 | IN: #66890 | KY: #MC938189 | KS: #MC.0027810 | IN: #DFI-66890 | NV: #NMC-1198098 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135, PH# 866-379-5390) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TN: #8588 | TX: #8588 | UT: #14303988 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Conventional Fixed Rate
Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
4.99% /
5.07% APR
Conventional Fixed Rate
Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
4.99% /
5.07% APR
Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of 9/16/26 - 9/30/26 (“Promotion Period”) on select Southern California area quick move-in homes that close on or before 10/23/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 1.5% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd., Suite 550, Maitland, FL 32751. Licensed locations: AL: #8588 | AZ: #BK-0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: #MLD1920 | GA: #52654 | IA: #2026-0147 | ID: #MBL-2080008588 | IN: #66890 | KY: #MC938189 | KS: #MC.0027810 | IN: #DFI-66890 | NV: #NMC-1198098 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135, PH# 866-379-5390) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TN: #8588 | TX: #8588 | UT: #14303988 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Save up to $50K your way
We’re offering flex cash toward options and lot premiums available to all regardless of who you finance with or if you pay cash. By using Taylor Morrison Home Funding, Inc., you can choose flex cash towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids.
Save up to $50K your way
We’re offering flex cash toward options and lot premiums available to all regardless of who you finance with or if you pay cash. By using Taylor Morrison Home Funding, Inc., you can choose flex cash towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids.
Limited time $50K Flex Cash (“Promotion”) used your way valid on new home contracts entered between 9/16/26 - 9/30/26 (“Promotion Period”) on select Southern California Quick Move-In Homes that close on or before 10/31/26 and To-Be-Built Homes that close per the terms of the purchase agreement (each, an “Eligible Home”). At closing, Seller will provide up to $50,000 in flex cash. For Quick Move-In Homes, flex cash may be applied toward Seller-paid, Seller-selected options (depending on stage of construction) or lot premium and will be reflected as a price reduction (discount) on the Purchase Agreement as of the contract date. For To-Be-Built Homes, flex cash may be applied toward Seller-paid buyer-selected options (depending on stage of construction), reflected as an option incentive, or applied to lot premium as a price reduction (discount) on the Purchase Agreement as of the contract date. Any price reduction (discount) is separate from and not contingent upon financing and is available to all buyers regardless of whether they use the affiliated lender, another lender, or pay cash. Use of flex cash toward Finance Incentives - including temporary buydowns, discount points, prepaid items, closing costs, or up to one year of HOA dues—is only available when utilizing Taylor Morrison Home Funding (“Affiliated Lender”) and is subject to applicable eligibility requirements.
To apply the Promotion toward financing and closing costs through Affiliated Lender (“Finance Incentive”), buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Finance Incentive. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd., Suite 550, Maitland, FL 32751. Licensed locations: AL: #8588 | AZ: #BK-0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: #MLD1920 | GA: #52654 | IA: #2026-0147 | ID: #MBL-2080008588 | IN: #66890 | KY: #MC938189 | KS: #MC.0027810 | IN: #DFI-66890 | NV: #NMC-1198098 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135, PH# 866-379-5390) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TN: #8588 | TX: #8588 | UT: #14303988 | WA: #CL-8588 | www.nmlsconsumeraccess.org

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